Looking to Lower Your Interest Rate and

Monthly Payment?

Receive a quote on a home refinance that may help you save money.

Ready to Refinance?

Home Refinance Loans without the Hassle!

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.


We’re here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.


FHA, VA & USDA Loans

  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • Fixed-Rate Mortgage
  • Terms from 5 to 30 Years
  • Adjustable-Rates Mortgage (ARM)

Home Refinance Loans without the Hassle!

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.


We’re here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.


FHA, VA & USDA Loans

  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • Fixed-Rate Mortgage
  • Terms from 5 to 30 Years
  • Adjustable-Rates Mortgage (ARM)

Get Your Refinance Analysis Now!

Get a Rate Quote in Just Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Get a Rate Quote in Just Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Gregory Bethea Jr.

NMLS #2247738

Address

2195 Tully Road, San Jose, CA 95122

Social

Copyright ©2021 | The Bethea Team

Licensed to Do Business | NMLS #2247738


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Loan Factory Inc.


Corporate | NMLS ID NMLS# 320841

Corporate Address : 2195 Tully Road, San Jose, CA 95122

Corporate NMLS NMLS# 320841 | Company Website: https://loanfactory.com

Gregory Bethea Jr.

NMLS #2247738

Address

2195 Tully Road, San Jose, CA 95122

Social

Copyright ©2021 | The Bethea Team

Licensed to Do Business | NMLS #2247738


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |

Loan Factory Inc.


Corporate | NMLS ID NMLS# 320841

Corporate Address : 2195 Tully Road, San Jose, CA 95122

Corporate NMLS NMLS# 320841 Company Website: https://loanfactory.com