Find Out How Much
Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Ready to Buy Your First Home or Next Home?
Mortgage Home Purchase Without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Here’s how we find out what your purchase power will be:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- FHA, VA & USDA Loans
- Conforming Loans
- Jumbo & Super Jumbo Loans
- Fixed-Rate Mortgage
- Terms from 5 to 30 Years
- Adjustable-Rates Mortgage (ARM)
Mortgage Home Purchase Without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Here’s how we find out what your purchase
power will be:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- FHA, VA & USDA Loans
- Conforming Loans
- Jumbo & Super Jumbo Loans
- Fixed-Rate Mortgage
- Terms from 5 to 30 Years
- Adjustable-Rates Mortgage (ARM)
Get Your Pre-Qualification Letter Now!
Get a Rate Quote in Just Seconds!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Gregory Bethea Jr.
NMLS #2247738
Popular
Support
Address
2195 Tully Road, San Jose, CA 95122
Social
Copyright ©2021 | The Bethea Team
Licensed to Do Business | NMLS #2247738
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Loan Factory Inc.
Corporate | NMLS ID NMLS# 320841
Corporate Address : 2195 Tully Road, San Jose, CA 95122
Corporate NMLS NMLS# 320841 | Company Website: https://loanfactory.com
Get a Rate Quote in Just Seconds!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Gregory Bethea Jr.
NMLS #2247738
Popular
Support
Address
2195 Tully Road, San Jose, CA 95122
Social
Copyright ©2021 | The Bethea Team
Licensed to Do Business | NMLS #2247738
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |
Loan Factory Inc.
Corporate | NMLS ID NMLS# 320841
Corporate Address : 2195 Tully Road, San Jose, CA 95122
Corporate NMLS NMLS# 320841 Company Website: https://loanfactory.com